Beware of The Sweepstakes Voucher Checks Scam

Don't Be A Victim of Sweepstakes Voucher Checks Scam

sweepstakes voucher checks

Sweepstakes voucher checks always appear in my mailbox. For a long time now, I've been receiving sweepstakes voucher checks from a sweepstakes which I don't recall entering. The sum of these sweepstakes voucher checks never changes. They always range from $210 to $410 and the only way to honor these sweepstakes voucher checks is to use them towards the purchase of merchandise that the company issuing those sweepstakes voucher checks are selling.

How it works is that ever so often they will send these mailings along with these sweepstakes voucher checks that cannot be redeemed at any bank. There are always glossy photographs with prices of merchandise like electronics and other items for home use that you have to use these sweepstakes voucher checks towards.

They throw in their own price of what the item is actually worth and make it appear that, you are walking away with a bargain when you apply the sweepstakes voucher check. The truth is the prices they concoct are not even close to the original price one would pay if these items were to be purchased else where. So, you are not walking away with a bargain.

They even have a layaway plan where you can pay $10 or $25 monthly based on the price of the merchandise. Only one sweepstakes voucher check can be applied to a particular merchandise and the sweepstakes voucher check has to be sent in in a timely manner as it has an expiration date and if it is not used within the time frame specified, forget it. It's easy to fall prey to these scams. You sign the check, agree to pay the balance, choose your merchandise, don't have to travel.

I honored the sweepstakes voucher checks twice. First, I bought a camera which did not last long. And, sometime in November of this year, I received a sweepstakes voucher check for $410 which I used towards a sofa bed. I went online and check it out and saw that if all I had to pay was $189 that was a steal. So, I sent in the check for $189 and waited my sofa bed.

Ore International R8113CAM Straight Leg Futon Sofa Bed 

futon sofa bed credit amazon

First, the mattress came followed by the metal parts. They came in two separate boxes. The next day the mailman rings my doorbell and tells me he has a package for me but, I would have to pay $115 because its COD. So, I said whatever I ordered, I paid for already and ask to see who the package was from. Well, it was from the same company so I told the postman take it back because I paid them already and they trying to scam me. Well he took it back.

Please note that this post contains affiliate links which went clicked may generate monies when a purchase is made. 

I tried calling the office but, all I got was a machine directing me to their website. After a few weeks, I received correspondence from them telling me that the wooden part of the sofa bed was returned to their warehouse please confirm my address and send prepayment.

Well, I had no choice but to send it and ask them to delete me from their mailing list. No where in the brochure does it mention additional monies besides the $189. And, even if it was for shipping and handling then the cost would not be so high. I haven't received the wooden frame yet; but, I'm still receiving those sweepstakes voucher checks which I place in the trash. So, be ware of those sweepstakes voucher checks. These are people forcing you to buy their products.

Avoiding Online Scams & Protecting Yourself from Fraudsters

Avoiding Online Scams Is For Everyone

Avoiding online scams written to help unsuspecting consumers who may fall prey and become victims like me. Avoiding online scams when buying anything online can help save you headaches; not to mention a ton of money. Read of my story and learn from my experience. Avoiding online scams should be top priority when surfing the web. We will also discuss the different types of scams, how to recognize them, and provide tips on what you can do if you become a target. With our tips, we can ensure that your online activities will be safe and secure.

Avoiding Online Scams-Websites That Scam

In today's digital age, it's important to be aware of the various online scams and fraudsters that exist because avoiding online scams will benefit immensely. With the rise of technology and increased access to information, it is easy for scammers to target unsuspecting victims. Knowing how to identify and avoid common online scams as well as, how to protect yourself from becoming a victim of fraud will save you headaches. 

Online websites that scam unsuspecting Consumers out of their hard earned money are popping up all over the web. Like everybody else, I like nice things. And, if I can get nice things at a fraction of the cost then why not?  You may be familiar with the old adage, "cheapness gives you worriness". Well, I was about to ride the worry train had I gone through with a transaction on an online website that scams people out of their money. If I had known about avoiding online scams I would not have wasted time and energy. 

It was black Friday and having experienced the whole black Friday mayhem; (you know, standing outside the electronic store at 4 am to be the first to enter the store when it opens at 7 am ); I decided to shop in my pajamas because, some online sites were also giving away deep discounts on the same electronic merchandise. I pads were the rave and I wanted to reward myself with one. A month prior to black Friday, I was about to buy one but the price stopped me so I didn't. I'm not cheap. My mantra is "people die and live money behind" so for me, price is usually not an issue. Still, I don't comprehend, why I was deterred from taking an I pad home with me instead of waiting.

Okay, you are anxious to know the online website that scams Consumers out of money and I will disclose them as promised. But first, there's a story here and I need to tell it. I did my search because I did not want to purchase an I pad directly from the Apple store (which I ended up doing anyway). Sure enough, I pads were on sale because it was black Friday so I clicked and clicked and landed on a scam site.

This site is very professionally done with graphics and rock bottom prices on brand new electronics. Navigation is simple and they accept pay pal, visa, and master card. On the message board of these online website that scams, there are 64 reviews with the majority from a user named Anonymous. Reviews from anonymous is a major red flag. 

The New Apple iPad 4 Wifi+Cellular 16GB with Retina display sells for $300, the 2012 Apple touch 5 generation 64GB sells for $160, and the iPod touch 5th,Apple iPod Touch (fourth generation, 64GB)costs $110. With these prices, I'm saying I should get two of each and sell them on eBay. I even told myself that since they accept PayPal and credit, I had nothing to lose because I would be reimbursed if the merchandise wasn't delivered because that's PayPal's and the credit card company policy.

Okay, you are anxious to know the online website that scams Consumers out of money and I will disclose them as promised. But first, there's a story here and I need to tell it. I did my search because I did not want to purchase an I pad directly from the Apple store(which I ended up doing anyway). Sure enough, I pads were on sale because it was black Friday so I clicked and clicked and landed on the scam site.

This site is very professionally done with graphics and rock bottom prices on brand new electronics. Navigation is simple and they accept pay pal, visa, and MasterCard. On the message board of these online website that scams, there are 64 reviews with the majority from a user named Anonymous. Reviews from anonymous is a major red flag. 

With ridiculous prices like these who would not? The New Apple iPad 4 Wifi+Cellular 16GB with Retina display sells for $300, the 2012 Apple touch 5 generation 64GB sells for $160, and the iPod touch 5th,Apple iPod Touch (fourth generation, 64GB)costs $110. With these prices, I'm saying I should get two of each and sell them on eBay. I even told myself that since they accept PayPal and credit, I had nothing to lose because I would be reimbursed if the merchandise wasn't delivered because that's PayPal's and the credit card company policy.

I placed my order for the above three items and felt good. You see, $560. is the price for an iPad when taxes, shipping, and handling are factored in. So to pay that amount for three electronic items which are brand new releases felt like hitting the jackpot but when I was ready to check out to submit credit card information; the links for the credit card and PayPal were inoperable. So, I sent a message to an email address on the site and that's when his or her true colors came out.

For more information on this updated Ipad2022 click Ama

An email came back saying, $560 was too small an amount to use PayPal or credit card that, I should send the money through Western Union to JIASHENG CHEN. To date, I didn't bother further contacting the scam artist instead I quickly did a search on the name in the email address and the results were simply unbelievable. I discovered that, the person who sent the email is living in Florida, that other people were crying fraud after losing money and not receiving any merchandise and that there are three sites with the exact design selling the same products. The only thing different about these online websites that scam is the name. You should be wary when conducting business online as scam artists are everywhere. Stay away from scamming sites like go cheap sky. This site has now transformed into an adult xrated site and others have shut down. 

Common Types of Online Scams & How to Spot Them

Being aware of online scams and learning how to spot them is so important as Scammers are becoming more sophisticated and creative in their methods of deception. So, its necessary to be one step ahead of them, stay vigilant and, know the common types of online scams. Let's look at phishing one of many online scams examples. 

Phishing scams are one of the most common types of online frauds. These scams involve sending emails or messages that appear to be from a legitimate source such as,  a bank or government agency in order to get personal information from unsuspecting victims. Other types of online fraud include investment frauds and internet lottery scams, which can lead to financial losses if not spotted quickly.

phishing email

Spotting a phishing email is essential for everyone who uses the internet regularly especially those using email as main point of staying in touch with others. People need to know what these scams look like and how they can protect themselves from becoming victims. The image above is a sample phishing email scam. Knowing  how to spot a phishing email before it causes any damage will be to your benefit and peace of mind.

Walmart <sales@dironeya.org>To: Darla@yahoo.com : The above email appears to come form Walmart but look closely. Walmart is a dotcom site yet, it says sales at a dotorg. Don't let the legit company name like in the example above fool you.  If it said sales@walmart.com then of course it's legit.  Any time you get an email like the one above; before clicking on any links in the email always look to see where it's coming from. Walmart email would say sales@walmart.com or your bank would say customerservice@bankofamerica.com NOT john@banking.org or sales@ebinezar.org. Even before opening such emails, you should hit delete.  And, this is how to prevent online scams from happening to you. 

Internet Lottery Scams - Avoiding Online Scams

This is a type of fraud that involves the use of email, text messages, and other online methods to lure unsuspecting victims into sending money or providing personal information. These scams typically involve a fake lottery win notification or other false promises of large sums of money. Victims are often asked to provide personal information such as bank account numbers, Social Security numbers, or credit card information in order to receive their supposed winnings. Unfortunately, these scammers never deliver on their promises and instead use the victim’s personal information for identity theft and other fraudulent activities.

How To Report Cyber Crime in The Us?

With the rise of cybercrime in the US, it is important to know how to report such incidents. It is essential for individuals and businesses to understand the process of reporting cybercrime so that they can protect themselves from becoming victims. It's important to report any cyber crime you experience or witness  so that, law enforcement can investigate and take action against the perpetrators. But how do you report cyber crime in the US?

The Federal Bureau of Investigation (FBI) is responsible for investigating internet-related crimes such as identity theft, computer intrusions, online fraud and other cybercrimes. Individuals who have been a victim of internet scams or any other cybercrime can contact their local FBI field office in order to report the incident. They should provide as much information about the incident as possible including any evidence that they may have collected.

In addition to contacting their local FBI field office, victims can also file a complaint with the Internet Crime Complaint Center (IC3). The IC3 is an online platform where victims can submit complaints about internet-related crimes and track its progress through their system.

Conclusion

Avoiding online scams and protecting yourself from fraudsters should be foremost on your mind whenever you surf the internet. With the increasing prevalence of online scams, it is important to stay vigilant and protect yourself from becoming a victim. Fortunately, there are several tips and strategies you can use to avoid online scams and we hope that the few we have put together for you will be of great help. 

From being aware of how scammers operate to learning how to identify fake websites, you can take the necessary steps to ensure that you don't fall prey to these malicious actors. In this article, we discussed some of the most effective tips and strategies for avoiding online scams so that, you can stay safe while browsing the internet.

 Online frauds have become increasingly common and it is important to be aware of the methods fraudsters use to scam people. Reliable sites and organizations were provided to help you recognize and avoid online frauds. These resources provide information on the latest scams, tips on how to protect yourself from fraudsters, and advice on how to report any suspicious activity. We hope you take advantage of these resources which will help you stay safe online and protect yourself from becoming a victim of online fraud.

mixed drinks fruit punch- Your Next Party Drink

 

Planning a party can be a bit stressful especially when deciding what drinks to serve your guest. Serving alcoholic party punch drinks, is an appealing idea ; yet at the same time you do not want your guest to be drunk while still at your party. Although some people usually bring a bottle of wine or alcohol as a gift for the hostess you should not rely on that. What you need are two huge punch bowl with drinks. One bowl of non alcoholic mixed drinks to satisfy the needs of those who are non alcoholic and one for those who drink liquors.

Deciding to serve alcoholic party drinks means your planning should be modified to provide at least two drinks for each guest every hour that would mean about 20 wine bottles with about 6-7 servings for each guest . Be sure to have enough wine on hand and in addition to wine consider serving other mixed drinks fruit punch like kool aide or ice tea so that you do not run out of drinks.

Don't limit your guest to just one glass. People usually like fresh clean glasses so have extra clean glasses on hand. Many people like their beverages cold so don't forget to stock-up on ice and have enough clean glasses on hand so that guest can change dirty glasses for clean ones with ease.

Below is a recipe for gincranpine juice which can be easily modified. Tasty to d bone.

• 1 sac of peelings from a whole pineapple
• 1tb ginger
• 2 cups cranberry seeds.
• 1 cup brown sugar
Combine all bring to boil strain and serve cold.

 

For more party information  click here

ECONOMIC AND FINANCIAL CRIMES COMMISSION

FROM THE DESK OF MRS. FARIDA WAZIRI
EXECUTIVE CHAIRMAN
ECONOMIC AND FINANCIAL CRIMES COMMISSION(E.F.C.C) IN CONJUCTION WITH THE FEDERAL BUREAU
OF INVESTIGATION(F.B.I)
N0. 15A AWOLOWO ROAD, IKOYI
LAGOS-NIGERIA.
WEST-AFRICA.
TELEPHONE: +234 70 65302822
DIRECT EMAIL: info.efccnigerian77@gmail.com
ALTERNATIVE EMAIL: info.efccnigerian76@gmail.com
,


Dear Sir / Madam,

RE: FRAUD PREVENTION / FINAL PAYMENT NOTICE

Firstly we introduce this commission, Economic & Financial Crimes Commission (EFCC), we fight cyber crime, Internet fraud, scams and money laundering in Africa, America and London (United Kingdom) Our commission has been in existence since 2004 and our duty is to stop internet fraud. We have over 7,500 of them in our jails around Africa, China, Malaysia and UK and we are still looking for these internet fraudsters and we are aware that a lot of foreigners have been deceived and huge amount of money has also been lost to this fraudsters after promising you percentages in their letters for you to help them move funds and they will end up demanding money from you and in return you will get nothing.

The Leaders of the African and International Crime fighters has come together to inform the world what is going on now and we have recovered over $422 million Dollars (Four Hundred and Twenty two Million Dollars) from the people we have apprehended. The reason we are writing you this letter is because your name was given to us by one of the fraudsters in our detention room after serious investigation and our aim is to refund all lost fund to its legitimate owner.


The Government has approved a total sum of One Hundred and Twenty five Thousand United states Dollars (US$125,000.00) only as the compensation of the lost that you incurred as this was a smaller rate as some suffered more while others suffered less and the idea is to restore you back to the position that you would have been if not that you were defrauded.

In addition to this, your payment of One Hundred and Twenty five Thousand United states Dollars (US$125,000.00) only will be paid to you in the next few days through the International confirmable Draft / ATM CARD which will be issued in your favor?.


All that you have to do right now is to contact the undersigned-

SKYE BANK NIGERIA PLC
OFFICE ADDRESS: 3 Akin Adesola Street, Victoria Island,Lagos-Nigeria.
CONTACT PERSON: MR. IMOH MBA
PAYMENT DIRECTOR
TELEPHONE: +234 80 96650585
EMAIL: skyebnk44plc@hotmail.com


furnish him with the following data of yours immediately as we intend finalizing this payment in few days time.

Your Name
Your Mailing address (Not P.o Box Please)
Your Direct Mobile Number
Occupation:
Age:

Regards

Mrs. Farida Waziri
EFCC Executive Chairman,
Chief Mrs. Farida Mzamber Waziri

Note :*****( confidential) If this email is received accidentally and you are not a
victim of scam, please disregard and do not respond*****

Sleep Apnoea Depression - Disasater waiting To Explode

Are you a experiencing sleep apnea? Then you may be you are depressed more than you know. Although depression is not the only consequence of sleep apnea it can be the one that mostly affects your quality of life.

Depression can be distructive and if it is ignored, it can destroy your life leaving you lost,helpless, and alone. You will find yourself at a point where you will be so anti social that you will drive everyone away. If your depression is caused because you are not getting good rest at night then you need to address it with your doctor and get treatment started right away. Sleep disorders like sleep apnea can lead to so many other issues, depression doesn't have to be one of them.

If you suspect you may have sleeping apnea, have your partner watch and listen to you when you are sleeping. If they notice any stoppage of breathing, extremely loud snoring, snorting or gasping for breath when you are sleeping you should see your doctor a soon as possible.

If you do not have anyone to listen and watch you sleep, either set up a video camera or audio recording to get a good idea about your sleep habits.

Other symptoms you may have that go along with sleep apnea depression are mood disorders, irritability, impatience with yourself or others, grogginess (even after a full nights sleep), decreased mental function and inattentiveness.

If you are constantly trying to stay awake at work or drinking your own body weight in coffee each day or downing energy drinks like they are going out of style, you may want to check out if you are suffering from sleep apnea. Your doctor can order a sleep study where you go to a facility and get hook up to monitors which record your breathing and blood oxygen levels while you sleep.

Treatment may be as simple as changing your pillow, losing weight or wearing an oral device made by your dentist. Other treatment options include using a CPAP, or continuous positive airway pressure, machine with a mask you have to wear when sleeping that continuously blows air into your nose to keep you breathing at all times. Oral devices may need to be worn if you cannot tolerate the CPAP machine but they will not be as effective as the CPAP machine so it is best to try to become accustomed to wearing the mask at night.

Your doctor will diagnose your sleep apnea as one of three types, obstructive, central or complex sleep apnea. Obstructive sleep apnea is just that, there is something blocking the nasal passages that prevents you from breathing correctly. In it's most severe form this type may require surgery to remove the blockage. Central sleep apnea is caused by a glitch in the respiratory center of the brain where the brain cannot send the right signals to the muscles used to take a breath. Complex sleep apnea is a combination of these two. Sleep apnea depression is just one of the symptoms or consequences of snoring and sleep apnea, talk to your doctor as soon as possible.

Copying provided provided links stays intact. Visit here for more

Financial Understanding Through The Budget

Why Everyone Needs A Budget

Budgeting Helps Track Your Spending

Do you have a budget? If not then you need to get one and if yes, is it properly arranged? Loss of money happens to everyone and you will notice this also. In most cases you can not understand where the money went. This is where a budget can give you an important helping hand.

Budgeting Helps Track Cashflow

Every single company has a budget and you need one too. A budget is the first tool that you need to create in order to determine how your money flows. If you have a budget, you will get to see the money you receive and spend as well as keep track of all your transaction.

Budgeting Helps With Financial Stability

If you want financial stability then having a budget is vital. Start off with getting a simple notebook and create two columns: income and expenditures. Every time you spend money try to note it down under “expenditures”. After around three months you will start understanding how much money you spend for everything. You will see your profit or your loss and you can take steps to improve your financial situation. For instance, if you are paying too much for the electrical bill, see if the electrical plugs in your house are installed correctly and that there are no loose wiring. Check your equipment and appliance also. Energy loss can create bigger bills. If your profit is large, you will know how much you can afford to invest and save every single month.                                                                     

Budgeting Helps You Plan Your Finances

Everything about your finances can be planned with the help of a budget. Never neglect its importance and try to keep your budget as up to date as possible. You will be amazed at how much money you spend without even knowing it. These losses can be eliminated and turned into profit if you realize they exist. The budget is the first step towards financial knowledge. Creating one will make you gain money by eliminating loss and investing the largest amount possible.  

Embracing Help

                                               Don’t Turn Away Help   

Most of us are proud people. We usually have an attitude within ourselves that we have made it to this point of life on our own and will continue to pull our weight to make it. However, we can be assured that at some point in our life, we will hit the bottom. It is not a matter of if but it is a matter of when.

Unless you are independently wealthy, you are going to need someone to help you and you will have to swallow your pride to let that happen. Maybe you have experienced a job loss and it has been a few months and you still have not landed a new job. You send resume after resume with no response. Have you tried calling someone you know who might be able to help you get a job? It has been proven time and time again that you have the best chances of
getting a job when someone already there can attest to your skills and qualifications. So why go through the hassle of looking anywhere else?

For those of us young and just starting our adult lives, getting credit can be very difficult. However, all of us will need credit to buy cars, homes, and other large ticket items. But when we are first starting to apply for credit we will receive many rejection letters. The quickest way to get credit is to have an already-established credit-worthy person co-sign a loan with you. This is where getting help will save you time and hassle. However, if you get someone
to co-sign with you, please make sure you pay the debt as you could destroy that person’s credit if you do not.

Other types of help could come in the form of advice from wise people who have already been through an experience you might be struggling with. You would be surprised that there are others going through what you are and it could save you much grief by just seeking their advice.The bottom line is...learn to accept help when you need to. Don’t shy away from help when it is offered to you. It will be easier to solve your problem when you have someone to help you through.

Copying of Contents, in whole or in   part, is permitted provided the  article remains intact  and unchanged. Hyperlinks and/or URLs provided must also remain

For more information visit or make contact

click here