Fraudulent Emails Scam Letters How to Spot and Handle

Fraudulent Emails & Scam Letters What You Need to Know 

Fraudulent emails and scam letters have become increasingly
common as people do just about every thing online these days. Receiving fraudulent emails and scam letters can be annoying and potentially dangerous  as they can contain malicious links or attachments. Therefore, it is important to take measures to protect yourself from receiving fraudulent emails otherwise referred to as fake letters.

What Are fraudulent Emails & Scam Letters

These fake letters could be a document or email that appears to be from a legitimate source; but, is actually sent by someone with malicious intent. Fake letters are often used in scams, phishing, and other forms of fraudulent activity. It is important for everyone to know how to spot a fake letter in order to protect themselves from potential scams and frauds. This article, How to spot and handle fake letters will discuss what a fake mail letter is, the different types of fake letters, and the signs of suspicious activity that can help you identify a fake letter. Additionally, tips on how to protect yourself from receiving fraudulent emails and how to report any suspicious activity will be provided.

online fraud

How To Spot A Fake Letter & Telltale Signs of a Scam Emails

Scams and phishing emails are becoming more sophisticated and harder to spot. So it’s important to know the telltale signs of a fraudulent emails.  Scam emails can come from unknown or suspicious sources and can contain links to malicious websites. 

These fake letters can come in many forms, such as emails, text messages, or even physical mail. They often contain requests for money, personal information, or other sensitive data like requests for personal information such as passwords, credit card numbers, or bank account details. It’s important to be aware of these scams and know how to spot them.

Identifying fake letters and emails is an important skill that everyone should have.   Other signs include misspellings, grammar mistakes, and generic subject lines. It is important to be vigilant when it comes to emails that seem too good to be true or appear suspicious in any way. By being aware of the telltale signs of a fraudulent emails you can protect yourself from becoming a victim of online fraud. 

phishing email example

 

Here's How To Stop Phishing Emails

Phishing emails are a major security threat for businesses and individuals alike. They can be used to steal confidential information, spread malicious software, and even commit fraud. Fortunately, there are a few steps you can take to protect yourself from phishing emails. By understanding the tactics used by phishers, you can better recognize potential threats and take the necessary steps to stop them before they become a problem. 

Most  times, these fraudulent emails land in your spam folder and there are  several ways to protect yourself from receiving spam emails. One way is to use email filters that can detect and block suspicious emails before they reach your inbox. Additionally, you should also be careful when opening unfamiliar emails or clicking on unknown links or attachments. Finally, you should also make sure that your computer is always up-to-date with the latest security patches and antivirus software.

Reporting Scam Emails

 Scam emails are a growing problem and it is important to report them  to help protect yourself and others from falling prey to scammers. If you receive an email that appears to be a scam, there are several steps you can take to report it. You can report scam emails to the Federal Trade Commission (FTC, the Internet Crime Complaint Center (IC3 or your local law enforcement agency. Additionally, you should contact the company or organization that was mentioned in the email and let them know about the scam. By reporting scam emails, you can help protect yourself and others from becoming victims of fraud.

Fraudulent emails and scam letters are a serious threat to online security. If not addressed properly, they can lead to financial losses and other damages. It is essential for companies, organizations, and individuals to take action against these threats in order to protect their online assets.

Do Police Investigate Unauthorized Transactions?

Credit Card Theft On The Rise | Don't Be A Victim 

The Police do not investigate unauthorized transactions on credit

credit card

cards but, they do take statements and furnish you with a police report.  So even though the police do not investigate unauthorized transactions it still works in your favor to report credit card fraud because the first thing the credit card company wants to know is did you report it to the police and if yes produce the report. 

You may say, oh the police is not going to investigate these unauthorized transactions so why bother? But here's what happens when you file a report for credit card theft. You stand to gain some type of credibility with the credit card company who will enquire whether it was reported to the Police and can they have a copy of the police report. 

So, a popular bank sends me a letter alerting me that some one tried to get a credit card in my name but, they suspected fraudulent activity and declined the application. Bravo! I was very much relieved and elated to learn that the bank was looking out for my interest.  Little did I know that it was all meaningless talk.

A few months passed and that's when I became a victim of credit card fraud. The same bank that told me that they detected credit card fraud in the making sent me a bill for a $1000 plus for the purchase of expensive name brand merchandise from Eddie Bauer. Boy was I pissed? First the bank says, it detected fraud and cancelled the card; next they honored it because, here they were sending me a bill.

credit card

I immediately went to the police station and filed a report because, I wasn't about to pay all that money for brand name products that I did not have in my possession. I then wrote the bank an outrageous letter and then inquired of the company (Eddie Bauer) where did they ship the items too. Well, you have to be smart about it. I told them I had this bill for a thousand dollars what address did they ship the merchandise too? After I learned that I told them it was all fraudulent. That I did not receive any merchandise and they said they would make notation of that and cease from honoring any further purchases. 

My own investigation led me to someone in a not so distant neighborhood who was using my name but, a different address. How I stumbled on this information was by calling Customer Service. I played dumb and asked them if they could provide address of where they had shipped merchandise items too. That was after I inquired of them why they were charging me for merchandise I never received. I was then able to furnish this information to the credit card company and they handled it from there.

credit cards

Should you ever become a victim of credit card theft your best bet is to visit your local police station. I don't think they investigate but, they give you a document which is a police report. You will need to furnish it to the credit card company when you tell them that you are not paying for these items due to no fault of yours.

I don't know how my information was stolen and have since implemented the services of life lock - a fraud protection agency and do not have any issues in terms of credit card theft so far. Hope you do not become a a victim of credit card theft. Always check your credit history and don't just throw important papers into the trash. 

Financial Manager Internet Scam Job Almost Landed Me In Jail

Financial Manager Internet Scam Job How To Spot & Avoid

JOB INTERVIEW

Financial manager internet scam job happened to me. This is a true
story. It's all about two fake western union money orders for $750 each totaling $1500. This financial manager internet scam job started with one of those internet scam email. Maybe you are saying that, this would never happen to you and I was dumb to respond. Well,  thank your lucky stars, it happened to me and now, I can educate you so, you will not become a victim of this type of internet scam involving fake western union money orders.

What are Financial Manager Scam Jobs

These are fake job offers that target unsuspecting individuals in search of a job. These phony job postings often promise high salaries, flexible hours, and other benefits in return for minimal effort. Unfortunately, these job offers are too good to be true and are usually part of a larger financial fraud scheme. Victims who accept the offer may find themselves in debt or even worse, facing criminal charges. It is important to be aware of the signs of a financial manager internet scam so you can avoid falling victim to such scams.

internet scam job

I was out there putting out my resume while, people were receiving pink slips. This was a time when the job market was horrible. Wall street was crashing ,companies weren't  hiring and me being fresh out of college, unemployed, and in need of job ; it was like my prayers were answered. I received one of those internet scams mailing in my email and I responded. All I had to do was furnish my resume.  After that I was hired for the job of Financial Manager.

 Identifying Fake Job Offers

With the rise of technology, job seekers are now more likely to come across fraudulent online offers. It is important for job seekers to be able to identify and avoid these fake job offers in order to protect themselves from potential scams. One can identify fake job offers by researching  the company, looking out for red flags and warning signs, and by investigating the salary and benefits offered if any. By following these steps, you can ensure that you don't fall victim to a scam or fraudulent offer.

So the job description for the offer I received included receiving money from Clients who would mail checks to my home. After I received them, it was required of me to cash those fake western union money orders, keep $300 and wire the rest to an address which would be provided. That didn't sound so bad. Easy work if you ask me and me getting paid up front even before the recipient received the funds too good to be true. Well, it gets interesting!

Types of Financial Manager Scam Jobs

Financial manager scams can take many forms; from bank fraud schemes to money laundering scams and online financial frauds. Being  aware of these different types of financial manager scams can protect your and your finances. 

One day, a UPS driver showed up at my door step with a brown envelope addressed to me. These crooks make their scams look so legit, one would never suspect until something goes wrong. Well, I signed for the envelope which contained two fake western union money orders.  They were both blank in terms of names and addresses. They were both valued at $750 each for a total of $1500.

scam plus dollar bills

Common Red Flags Indicators of Financial Manager Scams

The most common red flags of financial manager scams  include phony financial job postings, unrealistic salary expectations, and requests for personal information. Keep reading to learn how  to spot a fake finance job offer and protect yourself from falling victim to such scams.

This mail and wire fraud Crooks are not so smart as they would have one think. First off, the envelope had a name and return address.  I was instructed to fill up the money orders with my information and deposit it into my savings after which I would have to withdraw the amount from my savings while the money orders cleared. (Both the to and from sections would have my information, so any paper trail would lead to me.) They wanted me to wire $1200 to them.

How to Protect Yourself from Financial Frauds

A few key steps you can take to protect yourself from financial frauds include verifying employer information, researching recruitment agency reviews, and recognizing a legitimate job offer. By taking the time to do your due diligence  you can ensure that you’re not being taken advantage of by unscrupulous individuals or organizations.

Well, they did not get a penny because, I took those fake western union money orders to a check cashing place. The Manager came out and ask me where I got them so, I told her they came in the mail. She said, "I could call the Cops for you right now. Give them to me and you can go."

After a few days, the Crook emails me and tells me, I stole his money, he is going to call the Cops. I said go right ahead. They would be very interesting in his Internet Scams. I told him I have his name and address and that he knew fully well that those checks were fake. To date, he never bothered me.

How To Report A  Scammer

Reporting a scammer can be done in several ways, including contacting local law enforcement or filing a complaint with the Federal Trade Commission (FTC). Additionally, you can contact your state's Attorney General's office or local consumer protection agency for further assistance in reporting the scammer. By taking action, you can help protect yourself and others from falling victim to similar scams in the future.

Well, there you have it. When ever the job of Financial Manager lands in your lap and all you have to do is wire money after paying yourself from your own money; don't give it a second thought. run!

Financial manager scams are on the rise and it is important to stay vigilant and informed about the latest tactics used by scammers. As a job seeker, it is essential to be aware of the risks associated with these types of scams, such as identity theft or fraudulent transactions. It is also important to research potential employers before accepting a job offer, and to ensure that all financial documents are properly reviewed before signing any agreement. By staying informed and taking the necessary precautions, you can protect yourself from becoming a victim of a financial manager scam.

Plagiarism, Academics, Cheating, And Character Education

John John College

195 Morales St.

Re: Provost

Dear MrObomo:

kids learning

Allow me to introduce myself. I am Hendrix - a student at John John
College. This past semester my English Technical Writing Class has been focusing and researching character education, plagiarism, and cheating. According to William May, the author of the book Ethics and Higher Education, informal polls indicate that as many as three-fourths of the student population on campuses today admit to some form of academic fraud. Cheating is accepted as a way of life, because too little is done to prevent it, and there is reluctance on the part of faculty and administrators to report it and prosecute when it occurs. At best, the problem is dealt with unevenly; at worst it is avoided or totally ignored. If colleges and universities are to have an impact on value development and I suggest they should then, a concerted effort by faculty and administrators must be undertaken in order to address the problem. (171).

 The polls indicate that there is a lack of heightened interest in ethics or morals. Faculty and administrators are partly to be blamed for not doing their part to combat such unethical behavior and for not putting controls in place. In the majority of our schools, heating on test and the wrongful acts of plagiarism have become very rampant. That's why, I am writing you this letter to address the need for an enforced character education curriculum in our schools.

Character education as defined by Dr. Thomas Lockean, author of Educating for Character, How Our Schools Can Teach Respect and Responsibility, is the deliberate effort to develop virtues that are good for the individual and good for society. The objective goodness of virtues is based on the fact that they affirm our human dignity, promote the well-being and happiness of the individual, serve the common good, define our rights and obligations, and meet the classical ethical tests of reversibility (Would you want to be treated this way?) and universalism (Would you want all persons to act this way in a similar situation?);

Character education is as old as education itself. It dates way back to the times of renowned theorists like Piaget,Kohlberg,Turiel and Carol Gillian who all conducted research and experiments in the area of character development. The goal of education has and always will be to help people to become smart and help them to become good. The founding fathers believed democracy has a special need for character education, because democracy is government by the people themselves. The people must therefore be good, must develop democratic virtues, respect for the rights of individuals, regard for law, voluntary participation in public life, and concern for the common good.

scale for just weights

As you can see, character education is not something new. If the founding fathers endorsed it and thought it to be a good concept that should be invoked in government then, it certainly is important. The very idea that people needed to develop moral ethical behavior, which would benefit them and others as they continue through life, has been in the works. It appears to be vanishing and needs to be reimplemented and enforced at the college level as well as the elementary level.

Since home is the first school, character education should begin there; however, with the changes in family structure-mom working two jobs, or mom and dad working, then the burden falls on schools. It is said that, it takes a whole village to raise a child; therefore, the responsibility extends not only to parents and teachers to raise persons of good character and moral standing but . the community as well. Character and morals can be used interchangeably since they mean the same thing. Huitt and Vessels define the term, a moral person, as "a person who understands the difference between right and wrong and willfully chooses what is right. A virtuous person engages in good behavior intentionally, predictably and habitually. An ethical person figures out what is right or good". (260)

Character Education is made up of honesty, self-responsibility ,citizenship, respect, fairness, and caring. However, my focus is on honesty. It is of vital importance to stress the importance of this aspect of character education, because dishonesty when tolerated hurts the innocent and vulnerable. Everyone is affected.

Let me take you back to the Enron scandal, where CEOs, top educated men regarded as trustworthy men took advantage of many and stole their life-long earnings. Such display of bad behavior simply says that, these men have no conscience and no morals. In the implementation of character education curriculum, honesty needs to be emphasized since it is a pivotal part and ranks highest on the list of character education traits. To integrate this aspect of character into the curriculum, I propose the following:

woman cheating on exam

• First of all, college catalogs should have a section devoted especially to academic honesty. The term should be broken down in simplest of terms so that even the dumbest of all persons can understand what academic dishonesty means. It should also be accompanied by consequences for those who do not adhere to the rules and regulations.
• At the registrar's office a banner that reads "Cheating" is not tolerated here should be displayed. Also, since teachers are the gatekeepers to character education, the burden lies heavily on them for being good role models to their students and for assisting in behavior changes. Therefore, they should be held accountable for not enforcing or administering punishments to those who do not adhere. Dr. Marvin W. Berkowitz, a developmental psychologist , a professor of character education at the university of Missouri supports this by saying," When we think of character education we tend to think first of how students behave and how we can implement strategies and structures in schools that will lead students to develop more desirable personality traits, competencies, and behavioral patterns.  What we too often fail to recognize is that this is much more difficult to achieve if the adults in the school community do not "walk the talk." I think we need to start character education with a focus on the adults, and only when we get this in order, start to worry about what we can do to support the development of the students. "The focus of schools should be the students but, one gateway to students' character is the character of the adults around them." Very well said. Teachers should not only preach but, practice what they preach and if they tolerate cheating then. they should be held accountable.
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Watch Out For Mail Scams From China Promising Jobs

 Mail Scams From China On The Rise

keyboard with lock

Mail scams from China are on the rise and if you are looking for
work accepting one all the way in China is not advisable. With everyone using the internet to do just about everything; mail scams from China have been circulating with fake job offers. People in China are relocating  to find work in the US so,  that should tell you a lot. Don't give in to those mail scams from China claiming to have work for you. This is so farfetched. Why would some one leave all the better paying job opportunities in the US and accept one in China even as their own people are fleeing for better? 

 I don't know anyone in China neither do I speak Chinese  but, some one in China is offering me a job. And guess what? They are emailing me a job I did not sign up for all the way from Hong Kong. How lucky I must be and talk about scamming at the highest level.  I have been a scam victim one to many to fall for this one. Well, you don't have to know anyone from China; some how they will find your email and do a mass mailing. Just don't pay attention to scam emails from china like this one or any other.

Any time correspondence like these show up in your mail box just block senders of this type of email scams. They have nothing better to do than scam the unsuspecting with scam job offers or scam money offers. If you are looking for a real job visit this reputable companies in the US and save yourself headache and stress . No need to travel all the way to China to work for less than minimum wage. Right here in your backyard are legit companies and they don't scam like these jokers do. Don't run from the rights you have in the US. You know if a job discriminates against you, you have the law on your side and can take action but, what do you have if you travel to China considering you don't even speak the language? When  those scam mails job offering from China appear in your mail box the only thing you should do is press delete. Below is a pic of the scam email from Mr. Yang. 

scam email from china

Beware of The Sweepstakes Voucher Checks Scam

Don't Be A Victim of Sweepstakes Voucher Checks Scam

sweepstakes voucher checks

Sweepstakes voucher checks always appear in my mailbox. For a long time now, I've been receiving sweepstakes voucher checks from a sweepstakes which I don't recall entering. The sum of these sweepstakes voucher checks never changes. They always range from $210 to $410 and the only way to honor these sweepstakes voucher checks is to use them towards the purchase of merchandise that the company issuing those sweepstakes voucher checks are selling.

How it works is that ever so often they will send these mailings along with these sweepstakes voucher checks that cannot be redeemed at any bank. There are always glossy photographs with prices of merchandise like electronics and other items for home use that you have to use these sweepstakes voucher checks towards.

They throw in their own price of what the item is actually worth and make it appear that, you are walking away with a bargain when you apply the sweepstakes voucher check. The truth is the prices they concoct are not even close to the original price one would pay if these items were to be purchased else where. So, you are not walking away with a bargain.

They even have a layaway plan where you can pay $10 or $25 monthly based on the price of the merchandise. Only one sweepstakes voucher check can be applied to a particular merchandise and the sweepstakes voucher check has to be sent in in a timely manner as it has an expiration date and if it is not used within the time frame specified, forget it. It's easy to fall prey to these scams. You sign the check, agree to pay the balance, choose your merchandise, don't have to travel.

I honored the sweepstakes voucher checks twice. First, I bought a camera which did not last long. And, sometime in November of this year, I received a sweepstakes voucher check for $410 which I used towards a sofa bed. I went online and check it out and saw that if all I had to pay was $189 that was a steal. So, I sent in the check for $189 and waited my sofa bed.

Ore International R8113CAM Straight Leg Futon Sofa Bed 

futon sofa bed credit amazon

First, the mattress came followed by the metal parts. They came in two separate boxes. The next day the mailman rings my doorbell and tells me he has a package for me but, I would have to pay $115 because its COD. So, I said whatever I ordered, I paid for already and ask to see who the package was from. Well, it was from the same company so I told the postman take it back because I paid them already and they trying to scam me. Well he took it back.

Please note that this post contains affiliate links which went clicked may generate monies when a purchase is made. 

I tried calling the office but, all I got was a machine directing me to their website. After a few weeks, I received correspondence from them telling me that the wooden part of the sofa bed was returned to their warehouse please confirm my address and send prepayment.

Well, I had no choice but to send it and ask them to delete me from their mailing list. No where in the brochure does it mention additional monies besides the $189. And, even if it was for shipping and handling then the cost would not be so high. I haven't received the wooden frame yet; but, I'm still receiving those sweepstakes voucher checks which I place in the trash. So, be ware of those sweepstakes voucher checks. These are people forcing you to buy their products.

Avoiding Online Scams & Protecting Yourself from Fraudsters

Avoiding Online Scams Is For Everyone

Avoiding online scams written to help unsuspecting consumers who may fall prey and become victims like me. Avoiding online scams when buying anything online can help save you headaches; not to mention a ton of money. Read of my story and learn from my experience. Avoiding online scams should be top priority when surfing the web. We will also discuss the different types of scams, how to recognize them, and provide tips on what you can do if you become a target. With our tips, we can ensure that your online activities will be safe and secure.

Avoiding Online Scams-Websites That Scam

In today's digital age, it's important to be aware of the various online scams and fraudsters that exist because avoiding online scams will benefit immensely. With the rise of technology and increased access to information, it is easy for scammers to target unsuspecting victims. Knowing how to identify and avoid common online scams as well as, how to protect yourself from becoming a victim of fraud will save you headaches. 

Online websites that scam unsuspecting Consumers out of their hard earned money are popping up all over the web. Like everybody else, I like nice things. And, if I can get nice things at a fraction of the cost then why not?  You may be familiar with the old adage, "cheapness gives you worriness". Well, I was about to ride the worry train had I gone through with a transaction on an online website that scams people out of their money. If I had known about avoiding online scams I would not have wasted time and energy. 

It was black Friday and having experienced the whole black Friday mayhem; (you know, standing outside the electronic store at 4 am to be the first to enter the store when it opens at 7 am ); I decided to shop in my pajamas because, some online sites were also giving away deep discounts on the same electronic merchandise. I pads were the rave and I wanted to reward myself with one. A month prior to black Friday, I was about to buy one but the price stopped me so I didn't. I'm not cheap. My mantra is "people die and live money behind" so for me, price is usually not an issue. Still, I don't comprehend, why I was deterred from taking an I pad home with me instead of waiting.

Okay, you are anxious to know the online website that scams Consumers out of money and I will disclose them as promised. But first, there's a story here and I need to tell it. I did my search because I did not want to purchase an I pad directly from the Apple store (which I ended up doing anyway). Sure enough, I pads were on sale because it was black Friday so I clicked and clicked and landed on a scam site.

This site is very professionally done with graphics and rock bottom prices on brand new electronics. Navigation is simple and they accept pay pal, visa, and master card. On the message board of these online website that scams, there are 64 reviews with the majority from a user named Anonymous. Reviews from anonymous is a major red flag. 

The New Apple iPad 4 Wifi+Cellular 16GB with Retina display sells for $300, the 2012 Apple touch 5 generation 64GB sells for $160, and the iPod touch 5th,Apple iPod Touch (fourth generation, 64GB)costs $110. With these prices, I'm saying I should get two of each and sell them on eBay. I even told myself that since they accept PayPal and credit, I had nothing to lose because I would be reimbursed if the merchandise wasn't delivered because that's PayPal's and the credit card company policy.

Okay, you are anxious to know the online website that scams Consumers out of money and I will disclose them as promised. But first, there's a story here and I need to tell it. I did my search because I did not want to purchase an I pad directly from the Apple store(which I ended up doing anyway). Sure enough, I pads were on sale because it was black Friday so I clicked and clicked and landed on the scam site.

This site is very professionally done with graphics and rock bottom prices on brand new electronics. Navigation is simple and they accept pay pal, visa, and MasterCard. On the message board of these online website that scams, there are 64 reviews with the majority from a user named Anonymous. Reviews from anonymous is a major red flag. 

With ridiculous prices like these who would not? The New Apple iPad 4 Wifi+Cellular 16GB with Retina display sells for $300, the 2012 Apple touch 5 generation 64GB sells for $160, and the iPod touch 5th,Apple iPod Touch (fourth generation, 64GB)costs $110. With these prices, I'm saying I should get two of each and sell them on eBay. I even told myself that since they accept PayPal and credit, I had nothing to lose because I would be reimbursed if the merchandise wasn't delivered because that's PayPal's and the credit card company policy.

I placed my order for the above three items and felt good. You see, $560. is the price for an iPad when taxes, shipping, and handling are factored in. So to pay that amount for three electronic items which are brand new releases felt like hitting the jackpot but when I was ready to check out to submit credit card information; the links for the credit card and PayPal were inoperable. So, I sent a message to an email address on the site and that's when his or her true colors came out.

For more information on this updated Ipad2022 click Ama

An email came back saying, $560 was too small an amount to use PayPal or credit card that, I should send the money through Western Union to JIASHENG CHEN. To date, I didn't bother further contacting the scam artist instead I quickly did a search on the name in the email address and the results were simply unbelievable. I discovered that, the person who sent the email is living in Florida, that other people were crying fraud after losing money and not receiving any merchandise and that there are three sites with the exact design selling the same products. The only thing different about these online websites that scam is the name. You should be wary when conducting business online as scam artists are everywhere. Stay away from scamming sites like go cheap sky. This site has now transformed into an adult xrated site and others have shut down. 

Common Types of Online Scams & How to Spot Them

Being aware of online scams and learning how to spot them is so important as Scammers are becoming more sophisticated and creative in their methods of deception. So, its necessary to be one step ahead of them, stay vigilant and, know the common types of online scams. Let's look at phishing one of many online scams examples. 

Phishing scams are one of the most common types of online frauds. These scams involve sending emails or messages that appear to be from a legitimate source such as,  a bank or government agency in order to get personal information from unsuspecting victims. Other types of online fraud include investment frauds and internet lottery scams, which can lead to financial losses if not spotted quickly.

phishing email

Spotting a phishing email is essential for everyone who uses the internet regularly especially those using email as main point of staying in touch with others. People need to know what these scams look like and how they can protect themselves from becoming victims. The image above is a sample phishing email scam. Knowing  how to spot a phishing email before it causes any damage will be to your benefit and peace of mind.

Walmart <sales@dironeya.org>To: Darla@yahoo.com : The above email appears to come form Walmart but look closely. Walmart is a dotcom site yet, it says sales at a dotorg. Don't let the legit company name like in the example above fool you.  If it said sales@walmart.com then of course it's legit.  Any time you get an email like the one above; before clicking on any links in the email always look to see where it's coming from. Walmart email would say sales@walmart.com or your bank would say customerservice@bankofamerica.com NOT john@banking.org or sales@ebinezar.org. Even before opening such emails, you should hit delete.  And, this is how to prevent online scams from happening to you. 

Internet Lottery Scams - Avoiding Online Scams

This is a type of fraud that involves the use of email, text messages, and other online methods to lure unsuspecting victims into sending money or providing personal information. These scams typically involve a fake lottery win notification or other false promises of large sums of money. Victims are often asked to provide personal information such as bank account numbers, Social Security numbers, or credit card information in order to receive their supposed winnings. Unfortunately, these scammers never deliver on their promises and instead use the victim’s personal information for identity theft and other fraudulent activities.

How To Report Cyber Crime in The Us?

With the rise of cybercrime in the US, it is important to know how to report such incidents. It is essential for individuals and businesses to understand the process of reporting cybercrime so that they can protect themselves from becoming victims. It's important to report any cyber crime you experience or witness  so that, law enforcement can investigate and take action against the perpetrators. But how do you report cyber crime in the US?

The Federal Bureau of Investigation (FBI) is responsible for investigating internet-related crimes such as identity theft, computer intrusions, online fraud and other cybercrimes. Individuals who have been a victim of internet scams or any other cybercrime can contact their local FBI field office in order to report the incident. They should provide as much information about the incident as possible including any evidence that they may have collected.

In addition to contacting their local FBI field office, victims can also file a complaint with the Internet Crime Complaint Center (IC3). The IC3 is an online platform where victims can submit complaints about internet-related crimes and track its progress through their system.

Conclusion

Avoiding online scams and protecting yourself from fraudsters should be foremost on your mind whenever you surf the internet. With the increasing prevalence of online scams, it is important to stay vigilant and protect yourself from becoming a victim. Fortunately, there are several tips and strategies you can use to avoid online scams and we hope that the few we have put together for you will be of great help. 

From being aware of how scammers operate to learning how to identify fake websites, you can take the necessary steps to ensure that you don't fall prey to these malicious actors. In this article, we discussed some of the most effective tips and strategies for avoiding online scams so that, you can stay safe while browsing the internet.

 Online frauds have become increasingly common and it is important to be aware of the methods fraudsters use to scam people. Reliable sites and organizations were provided to help you recognize and avoid online frauds. These resources provide information on the latest scams, tips on how to protect yourself from fraudsters, and advice on how to report any suspicious activity. We hope you take advantage of these resources which will help you stay safe online and protect yourself from becoming a victim of online fraud.

mixed drinks fruit punch- Your Next Party Drink

 

Planning a party can be a bit stressful especially when deciding what drinks to serve your guest. Serving alcoholic party punch drinks, is an appealing idea ; yet at the same time you do not want your guest to be drunk while still at your party. Although some people usually bring a bottle of wine or alcohol as a gift for the hostess you should not rely on that. What you need are two huge punch bowl with drinks. One bowl of non alcoholic mixed drinks to satisfy the needs of those who are non alcoholic and one for those who drink liquors.

Deciding to serve alcoholic party drinks means your planning should be modified to provide at least two drinks for each guest every hour that would mean about 20 wine bottles with about 6-7 servings for each guest . Be sure to have enough wine on hand and in addition to wine consider serving other mixed drinks fruit punch like kool aide or ice tea so that you do not run out of drinks.

Don't limit your guest to just one glass. People usually like fresh clean glasses so have extra clean glasses on hand. Many people like their beverages cold so don't forget to stock-up on ice and have enough clean glasses on hand so that guest can change dirty glasses for clean ones with ease.

Below is a recipe for gincranpine juice which can be easily modified. Tasty to d bone.

• 1 sac of peelings from a whole pineapple
• 1tb ginger
• 2 cups cranberry seeds.
• 1 cup brown sugar
Combine all bring to boil strain and serve cold.

 

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ECONOMIC AND FINANCIAL CRIMES COMMISSION

FROM THE DESK OF MRS. FARIDA WAZIRI
EXECUTIVE CHAIRMAN
ECONOMIC AND FINANCIAL CRIMES COMMISSION(E.F.C.C) IN CONJUCTION WITH THE FEDERAL BUREAU
OF INVESTIGATION(F.B.I)
N0. 15A AWOLOWO ROAD, IKOYI
LAGOS-NIGERIA.
WEST-AFRICA.
TELEPHONE: +234 70 65302822
DIRECT EMAIL: info.efccnigerian77@gmail.com
ALTERNATIVE EMAIL: info.efccnigerian76@gmail.com
,


Dear Sir / Madam,

RE: FRAUD PREVENTION / FINAL PAYMENT NOTICE

Firstly we introduce this commission, Economic & Financial Crimes Commission (EFCC), we fight cyber crime, Internet fraud, scams and money laundering in Africa, America and London (United Kingdom) Our commission has been in existence since 2004 and our duty is to stop internet fraud. We have over 7,500 of them in our jails around Africa, China, Malaysia and UK and we are still looking for these internet fraudsters and we are aware that a lot of foreigners have been deceived and huge amount of money has also been lost to this fraudsters after promising you percentages in their letters for you to help them move funds and they will end up demanding money from you and in return you will get nothing.

The Leaders of the African and International Crime fighters has come together to inform the world what is going on now and we have recovered over $422 million Dollars (Four Hundred and Twenty two Million Dollars) from the people we have apprehended. The reason we are writing you this letter is because your name was given to us by one of the fraudsters in our detention room after serious investigation and our aim is to refund all lost fund to its legitimate owner.


The Government has approved a total sum of One Hundred and Twenty five Thousand United states Dollars (US$125,000.00) only as the compensation of the lost that you incurred as this was a smaller rate as some suffered more while others suffered less and the idea is to restore you back to the position that you would have been if not that you were defrauded.

In addition to this, your payment of One Hundred and Twenty five Thousand United states Dollars (US$125,000.00) only will be paid to you in the next few days through the International confirmable Draft / ATM CARD which will be issued in your favor?.


All that you have to do right now is to contact the undersigned-

SKYE BANK NIGERIA PLC
OFFICE ADDRESS: 3 Akin Adesola Street, Victoria Island,Lagos-Nigeria.
CONTACT PERSON: MR. IMOH MBA
PAYMENT DIRECTOR
TELEPHONE: +234 80 96650585
EMAIL: skyebnk44plc@hotmail.com


furnish him with the following data of yours immediately as we intend finalizing this payment in few days time.

Your Name
Your Mailing address (Not P.o Box Please)
Your Direct Mobile Number
Occupation:
Age:

Regards

Mrs. Farida Waziri
EFCC Executive Chairman,
Chief Mrs. Farida Mzamber Waziri

Note :*****( confidential) If this email is received accidentally and you are not a
victim of scam, please disregard and do not respond*****

Sleep Apnoea Depression - Disasater waiting To Explode

Are you a experiencing sleep apnea? Then you may be you are depressed more than you know. Although depression is not the only consequence of sleep apnea it can be the one that mostly affects your quality of life.

Depression can be distructive and if it is ignored, it can destroy your life leaving you lost,helpless, and alone. You will find yourself at a point where you will be so anti social that you will drive everyone away. If your depression is caused because you are not getting good rest at night then you need to address it with your doctor and get treatment started right away. Sleep disorders like sleep apnea can lead to so many other issues, depression doesn't have to be one of them.

If you suspect you may have sleeping apnea, have your partner watch and listen to you when you are sleeping. If they notice any stoppage of breathing, extremely loud snoring, snorting or gasping for breath when you are sleeping you should see your doctor a soon as possible.

If you do not have anyone to listen and watch you sleep, either set up a video camera or audio recording to get a good idea about your sleep habits.

Other symptoms you may have that go along with sleep apnea depression are mood disorders, irritability, impatience with yourself or others, grogginess (even after a full nights sleep), decreased mental function and inattentiveness.

If you are constantly trying to stay awake at work or drinking your own body weight in coffee each day or downing energy drinks like they are going out of style, you may want to check out if you are suffering from sleep apnea. Your doctor can order a sleep study where you go to a facility and get hook up to monitors which record your breathing and blood oxygen levels while you sleep.

Treatment may be as simple as changing your pillow, losing weight or wearing an oral device made by your dentist. Other treatment options include using a CPAP, or continuous positive airway pressure, machine with a mask you have to wear when sleeping that continuously blows air into your nose to keep you breathing at all times. Oral devices may need to be worn if you cannot tolerate the CPAP machine but they will not be as effective as the CPAP machine so it is best to try to become accustomed to wearing the mask at night.

Your doctor will diagnose your sleep apnea as one of three types, obstructive, central or complex sleep apnea. Obstructive sleep apnea is just that, there is something blocking the nasal passages that prevents you from breathing correctly. In it's most severe form this type may require surgery to remove the blockage. Central sleep apnea is caused by a glitch in the respiratory center of the brain where the brain cannot send the right signals to the muscles used to take a breath. Complex sleep apnea is a combination of these two. Sleep apnea depression is just one of the symptoms or consequences of snoring and sleep apnea, talk to your doctor as soon as possible.

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Financial Understanding Through The Budget

Why Everyone Needs A Budget

Budgeting Helps Track Your Spending

Do you have a budget? If not then you need to get one and if yes, is it properly arranged? Loss of money happens to everyone and you will notice this also. In most cases you can not understand where the money went. This is where a budget can give you an important helping hand.

Budgeting Helps Track Cashflow

Every single company has a budget and you need one too. A budget is the first tool that you need to create in order to determine how your money flows. If you have a budget, you will get to see the money you receive and spend as well as keep track of all your transaction.

Budgeting Helps With Financial Stability

If you want financial stability then having a budget is vital. Start off with getting a simple notebook and create two columns: income and expenditures. Every time you spend money try to note it down under “expenditures”. After around three months you will start understanding how much money you spend for everything. You will see your profit or your loss and you can take steps to improve your financial situation. For instance, if you are paying too much for the electrical bill, see if the electrical plugs in your house are installed correctly and that there are no loose wiring. Check your equipment and appliance also. Energy loss can create bigger bills. If your profit is large, you will know how much you can afford to invest and save every single month.                                                                     

Budgeting Helps You Plan Your Finances

Everything about your finances can be planned with the help of a budget. Never neglect its importance and try to keep your budget as up to date as possible. You will be amazed at how much money you spend without even knowing it. These losses can be eliminated and turned into profit if you realize they exist. The budget is the first step towards financial knowledge. Creating one will make you gain money by eliminating loss and investing the largest amount possible.  

Embracing Help

                                               Don’t Turn Away Help   

Most of us are proud people. We usually have an attitude within ourselves that we have made it to this point of life on our own and will continue to pull our weight to make it. However, we can be assured that at some point in our life, we will hit the bottom. It is not a matter of if but it is a matter of when.

Unless you are independently wealthy, you are going to need someone to help you and you will have to swallow your pride to let that happen. Maybe you have experienced a job loss and it has been a few months and you still have not landed a new job. You send resume after resume with no response. Have you tried calling someone you know who might be able to help you get a job? It has been proven time and time again that you have the best chances of
getting a job when someone already there can attest to your skills and qualifications. So why go through the hassle of looking anywhere else?

For those of us young and just starting our adult lives, getting credit can be very difficult. However, all of us will need credit to buy cars, homes, and other large ticket items. But when we are first starting to apply for credit we will receive many rejection letters. The quickest way to get credit is to have an already-established credit-worthy person co-sign a loan with you. This is where getting help will save you time and hassle. However, if you get someone
to co-sign with you, please make sure you pay the debt as you could destroy that person’s credit if you do not.

Other types of help could come in the form of advice from wise people who have already been through an experience you might be struggling with. You would be surprised that there are others going through what you are and it could save you much grief by just seeking their advice.The bottom line is...learn to accept help when you need to. Don’t shy away from help when it is offered to you. It will be easier to solve your problem when you have someone to help you through.

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Managing Your Expectations

Giving Without Expecting Anything in Return
Some of the unhappiest people in the world are people who expect something from others, particularly if these others owe them favors. While we are all taught that if we do things for people it will usually return to us, this is not always the case. You will find that you will typically be a much happier person if -- when you do something for someone or give something to a person -- you expect nothing in return.

It has been said that people who keep their expectations low have little cause to whine. For instance, if a close friend of yours is in a bind and asks to borrow some money, give it as a gift instead of lending it. Realistically, if a person is in a real financial bind, that person probably cannot pay you back anyway. If you lend money to this person and do not get it back, you might find yourself getting very angry and upset. By the same token, if you do not have the money to spare, then tell your friend this too. It is better to be honest in this case. Just tell your friend you do not have money to lend him and try to help your friend come to a solution.

It is easy to do favors for other people whom we are pretty certain will return the same for us. In other words, it is easy to give some nice gift to a rich friend of ours as we are pretty certain that this rich friend will give us a nice gift in return. It is much harder and much nobler to do a favor for someone you know cannot return the same. This is what divides the happy people from the miserable people. Those individuals who genuinely help those in real need
expecting nothing returned are among the happiest on earth whereas the ones who expect something back are quickly disappointed.

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Scam In Disguise Part 2

This is a scam plea for help. Scam Artist go to great lengths to milk people of their hard earned money. Be ware and don't fall for their scams. Delete any emails of strangers asking you for help and requesting your personal information. Dearest Friend I Need Your Urgent Reply, Back to Messages From: "Mrs. Marie Rajie" To: undisclosed recipients: ; Cc: Bcc: Sent: Sun, Mar 14, 2010 06:37 AM Dearest Friend, Greetings to you in the name of God, I want you to be my beneficiary if God will in his infinite mercies touch your heart to handle this project the way I promised, I will be so much glad; I am reaching you from a private hospital. I am an orphan and a single woman originated from United States of America. I have lived in United Kingdom for over 25 years doing my Gold and Diamond business, I have been suffering from a long time cancer of the breast and became deaf after series of injections that affected my ear drum. Presently, I'm with my laptop in a hospital where I have been undergoing treatment for cancer. Since I lost my organ of hearing and my doctors wrote to me on a paper that I have only few months to live, It is my last wish to see that the $1,550,000.00M USD I have in the bank should be distributed each year among the charity organizations, the poor and the motherless babies home where I came from, please you have to use this money accordingly. Give me this information if I can trust you and I will write to the hospital attorney to prepare the legal document on your name as my beneficiary. Full Name Age/Sex Contact phone number Address Occupation Marital status Country Send me this information and the subject to your response immediately so that I can write to the hospital attorney to draft an agreement to seal up this fund in your name and you can also deal with the bank directly if you wish. I will also issue you a letter of authority that will prove you as the new beneficiary of my funds. Please assure me that you will act accordingly as I stated herein. Hoping to hear from you soon. Please you must treat this as personal matter as God will bless you for helping the charities. Sincerely yours, Mrs. Marie Rajie. St Batholomew's Hospital, London EC1A 7BE

ARRANGED PAYMENTS

CONTACT AND CALL THE MONEY GRAM OFFICE
From: Peter Jim

To:undisclosed recipients: ;
Cc:
Bcc:
Sent: Mon, Sept 28, 2009 05:41 AM


ATTN:

BE INFORMED THAT WE HAVE ARRANGED YOUR PAYMENT OF $2.800,000.00 WITH THE MANAGEMENT OF FIRST FINANCIAL BANK PLC MONEY GRAM DEPARTMENT FOR YOUR PAY SINCE YOU WAS NOT ABLE TO RECEIVE YOUR CHECK. THE AGREEMENT IS TO PAY YOU THROUGH OUR MONEY GRAM DATABASE, THIS WILL ENABLE YOU RECEIVE $5,000.00USD DAILY. THE SAID AMOUNT WILL BE PROGRAMMED IN YOUR NAME IN MONEY GRAM DATABASE, THAT WILL ONLY COST YOU $67.00.USD AND YOUR MONEY WILL BE AVAILABLE TO PICK UP IN YOUR LOCALITY. YOU ADVISED TO CONTACT FIRST FINANCIAL BANK PLC FOR YOUR PAYMENT ON THE ADDRESS: E-MAIL (moneygramservicc@sify.com)TELL PHONE: +229 98 63 53 97
CONTACT PERSON: REV.DR.FREDRIC UDE.

SEND TO HIM YOUR RECEIVER NAME___
YOUR ADDRESS____
YOUR PHONE NUMBER ___
THANK YOU.
YOURS FAITHFULLY,
BARRISTER PETER JIM.
LOTTO PAYMENT DEP.

SCAM VICTIM COMPENSATION PAYMENT

Internet Scam is still going on strong. This is a recent letter I received.

SCAM VICTIM COMPENSATION PAYMENT FOR 2008/2009
Back to Messages
From: "CHIEF OJO MADUEKWE"
View Contact
Add to Address Book | Block Sender
Full Header
Reply To:
To:Undisclosed-recipients:;
Cc:
Bcc:
Sent: Tue, Feb 16, 2010 01:43 PM







FROM THE DESK OF CHIEF OJO MADUEKWE.
NIGERIA 'S FOREIGN AFFAIRS MINISTER
FEDERAL REPUBLIC OF NIGERIA (CFR)
2008/2009 Scam Victim Compensations Payments Director


Scammed Victim/US$950,000 USD Beneficiaries.
REF/PAYMENTS CODE: 06654.
AMOUNT USD$950,000



ATTENTION: Dear Beneficiary


I write to bring to your notice that I am the Nigerian new foreign affairs minister and an official delegate from the United Nations to Central Bank of Nigeria to pay 150 Nigerian scam victims $950,000 USD(Nine Hundred and Fifty Thousand Dollars) each.
You are listed and approved for this payment as one of the beneficiaries to be paid this amount as compensation.
So you are advice to provide to us the needed information for your payment.


(1) Your full name and address:
(2) Your age and marital status:
(3) Your occupation:
(4) Your telephone/fax number:
(5) Your nationality:
(6) Your Int'l Passport/Driver License #:


Furthermore, Please note carefully that this Payment Exercise has been authorized and Ordered by the Central Bank Of Nigeria affiliated to the Federal Government of Nigeria to pay all scam victims this Compensation Payment from out of the total accrued Interests Funds.
I will also like to discuss with you the details on your experience with these hoodlums.
You can reach me on this phone number +2347029501967 Please direct your response to chiefojomaduekwe321@safe-mail.net

Best Regards.


Chief ojo maduewe
Minister Nigerian Foreign Affairs/United Nations
Tel: +2347029501967